Privacy Policy

Effective Date: 1 January 2026

Applicable Entity: AJOD Investments Pty Ltd (ABN 92 697 538 640, ACN 697 538 640)

1. Introduction

AJOD Investments Pty Ltd ("we", "us", "our") is committed to protecting the privacy of individuals whose personal information we handle. This Privacy Policy explains how we collect, use, disclose, store, and protect your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

2. What Is Personal Information

Personal information is information or an opinion about an identified individual, or an individual who is reasonably identifiable, whether true or not, and whether recorded in material form or not. Examples include your name, email address, phone number, and financial details.

3. Collection of Personal Information

3.1 What We Collect

We may collect the following types of personal information:

• Full name and title
• Email address
• Postal address
• Financial information relevant to investment services (e.g., investment preferences, risk tolerance)
• Communication records between you and our company
• Website usage data (see Section 6 — Cookies)

3.2 How We Collect Information

We collect personal information directly from you when you:

• Submit an enquiry through our website contact form
• Email us at ceo@ajodinvestmentspty.site
• Enter into a service agreement with us
• Provide information during the course of our professional relationship

We may also collect information indirectly, such as through website analytics (described in Section 6).

3.3 Sensitive Information

We do not intentionally collect sensitive information as defined by the Privacy Act 1988 (such as health information, racial or ethnic origin, or political opinions). If we receive sensitive information inadvertently, we will handle it in accordance with the APPs.

4. Use and Disclosure of Personal Information

4.1 Primary Purposes

We use and disclose your personal information for the primary purposes for which it was collected, including:

• Providing and managing our investment services
• Responding to your enquiries and communications
• Complying with legal and regulatory obligations
• Administering our business operations

4.2 Secondary Purposes

We may use or disclose your personal information for a secondary purpose where:

• You have consented to the use or disclosure
• The secondary purpose is related to the primary purpose and you would reasonably expect the disclosure
• The use or disclosure is required or authorised by law

4.3 Disclosure to Third Parties

We do not sell, rent, or trade your personal information. We may disclose your information to:

• Professional advisors (e.g., accountants, legal practitioners) where necessary for our business
• Regulatory bodies as required by law
• Service providers who assist us in operating our website or business (bound by confidentiality agreements)

5. Data Storage and Security

We take reasonable steps to protect your personal information from misuse, interference, loss, unauthorised access, modification, or disclosure. Measures include:

• Secure storage of digital records with access controls
• Limiting access to personal information to authorised personnel only
• Regular review and updating of our data security practices

We retain personal information only for as long as it is needed for the purpose for which it was collected, or as required by law.

6. Cookies and Website Analytics

Our website may use cookies and similar technologies to collect anonymous usage data. This data helps us understand how visitors interact with our website so we can improve its performance and usability.

• Essential cookies: Required for basic website functionality (e.g., mobile menu toggle).
• Analytics cookies: Used to collect anonymous statistical data about website usage.

We do not use tracking cookies from third-party advertising networks. You may disable cookies in your browser settings; however, some features of our website may not function properly as a result.

7. Your Rights Under the APPs

Under the Australian Privacy Principles, you have the following rights regarding your personal information:

• Access (APP 12): You may request access to the personal information we hold about you.
• Correction (APP 13): You may request correction of any inaccurate or incomplete personal information.
• Complaint (APP 1): You may lodge a complaint if you believe we have breached the APPs.

8. How to Exercise Your Rights

To exercise any of your privacy rights, including requesting access to or correction of your personal information, please contact us at:

• Email: ceo@ajodinvestmentspty.site

We will respond to your request within 30 days, in accordance with APP 12 and APP 13.

9. Complaints

If you wish to make a complaint about our handling of your personal information, you may contact us at ceo@ajodinvestmentspty.site. We will investigate and respond to your complaint within 30 days.

If you are not satisfied with our response, you may lodge a complaint with the Office of the Australian Information Commissioner (OAIC) at www.oaic.gov.au.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be published on this page with an updated effective date. We encourage you to review this policy periodically.

11. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

• Company: AJOD Investments Pty Ltd
• ABN: 92 697 538 640
• ACN: 697 538 640
• Email: ceo@ajodinvestmentspty.site
• Website: ajodinvestmentspty.site
• State: Western Australia
• Postcode: 6009